Retirement tax questions

Another option is credit card surfing. Assuming good credit, you can get a credit card which offers no interest charge for 15 months. If you can’t pay it all at the end of the 15 months you then get a credit card which allows a balance transfer with no interest payment required for some months hence. The risk is being approved for the second card and a charge on the transfer balance but that is usually much less than the interest charge from a bank.