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Retirement tax questions
If you timely filed ( April 15) you have until Oct 15 to remove the excess plus earnings, which you did, without penalty.
if the earnings were greater than Zero, that is a taxable amount to be reported on your 2024 tax return via Form 1040-X.
Usually the true 2025 1099-R comes in February 2026. What are you looking at and what is the taxable amount shown?
May 8, 2025
6:26 AM