Dona21
New Member

Spouse has FSA, can I start an HSA?

Hi. I have been unemployed and we are all on my husband's employer family insurance plan, with an FSA.  Since Jan 1, 2025.

I am starting a new job as of May 1. My new employer offers plans with HSA. If I want to enroll myself only (life event rules will allow him to remove me from his)...

Can I start an HSA now for myself on my new plan?  Or is it better to leave everything as is for 2025, and reconsider options during open season for 2026?