DawnC
Expert Alumni

Retirement tax questions

It is too late to make any withholding adjustments on your 2024 tax return.   Any W-4s you give to your employer only affect future paychecks.   You can file your tax return without any w-4 forms; you don't need them.   For 2025, you have the options below:

 

W-4P - Complete Form W-4P so your payer can withhold the correct amount of federal income tax from your periodic pension, annuity (including commercial annuities), profit-sharing and stock bonus plan, or individual retirement arrangement (IRA) payments. 

W-4V - Complete and give to SSA 

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