Thank you for the well thought out response. I agree with the information you provided and appreciate the additional detail (which I did not know). From what you stated, we appear to be in agreement. The issue is that the Turbo Tax software is not allowing me to file due to a perceived error, I have tried entering 0 in block 2a and that did not process. During the "Final Review" the software is detecting an error and is requiring me to enter RMD amount, which increases the tax. This is occurring during all the review processes. Since there does not appear to be a solution, I think my only option is to file without including that 1099-R. I hold out the possibility that I may be missing a button or a step, or perhaps need an additional form, but there does not appear to be an immediate solution via the current Turbo Tax software options provided.
