My family member was the beneficiary of a 401k was worth about $200,000. In 2023, they chose to withdraw the full amount and pay all taxes and fees upon withdrawal. The beneficiary has been disabled for 30+ years and has never filed their taxes due to being on disability with no income from working. They recently received a letter in the mail stating something along the lines of filing taxes related to the 401k withdrawal. I am trying to help them with this because they have not done their taxes before and are not very tech savvy. Is it possible that they would have to pay additional fees for the past withdrawal?
