No other IRA existed before starting one with post tax money and then the next day rolling it into a Roth.
I figured it out though. The problem was two fold
- importing my Fidelity data resulted in a 1099-R getting counted in the Income section. To do the rollover with post tax money, one has to do the Deductible section first - which isn't how the software flow normally runs. I had to go back to the income section and delete the 1099-R that was imported, then go to the deductibles retirement section.
-In the deductibles retirement sections, I made too much $$ in 2024 so I was never asked to enter non-deductible amounts for 2024. The only screen I would get is 'enter non-deductible for tax year 2023' and that's it. That kept me confused.
