I'm working on my 2024 taxes. I did file an extension. I made an excess Roth IRA contribution in 2025 (for tax year 2024). I withdrew the excess contribution + NIA. My understanding is that I file my 2024 taxes like the excess Roth contribution never happened, and since the excess contribution was made in 2025 (albeit for 2024 tax year) I won't have to deal with it until I file 2025 taxes and by that time I would have received a 1099-R from my brokerage. Is that right? Thank you!
