My wife has a basis carryover as of 12/31/2024 of $1,108 - FROM NOWHERE!
Filling jointly. Both over 50. No employer plans. 2024 IRA contributions before 4/15/2025 = $8000 for myself and $3081 for my wife. Both completed 2024 RMDs on time.
No forms 5329 or 8086 in 2023 return.
