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Roth IRA
Both my wife and I over contributed to our Roth IRAs in 2022 and 2023 because of switching our filing status to Married filing separately due to state tax benefits of that. In April of 2024 we realized about the over contribution and withdrew the contributions from 2022 and re-characterized the over contribution from 2023 into a Traditional IRA. We got our 1099-R forms with the year 2024 on them. How do I handle these on our 2024 taxes? And do any prior returns need amended for this?
Thank You.
‎April 13, 2025
7:20 PM