since this forum got all sorts of whacky when i approved the answer:
My original question was with regards to a Traditional IRA from 2023 that was not caught in time in 2024.
I asked if 2023 end result was to pay 6%, and asked if 2024 was the year i needed to fill out the 1099-R manually, or if i should be waiting. If manual, what options. I may have also asked if the 6% applied to 2024 at some point, but no longer recall. The excess was removed before the deadline if it had occured in 2024, but because it occured in 2023 it goes year to year, so the 6% applies again.
The answer given that was marked as best answer was helpful to my situation, and i hope with this post re-instated that it helps someone else down the road get the answers they need as well.
