Thank you for your response to my question. I found the problem. It turned out that when I entered my government pension, Turbotax assumed it was a second RMD, in addition to my IRA RMD. That triggered form 5329 which calculated a whopping penalty for some reason or another. I figured this out after hours of experiments with my IRA RMD reporting. Finally I went to the entry for my pension and found the mistake. Once I said it was not an RMD, it deleted form 5329. Then the calculations for my RMD were correct. Turbotax makes it increasingly diffecult to find and debug errors.
