Hi all,
I contributed to my Roth IRA in 2024 without realizing I would not be eligible when Married Filing Separately.
I ended up recharacterizing this money to a Traditional IRA in early 2025.
Because it was done before tax day, is this a reportable recharacterization? Or would it be treated as if the money was always in the Traditional IRA?
I then did a backdoor Roth conversion in 2025 for 2024 but waiting for my 1099-R to come next year to report the conversion.
Thank you in advance
