I just posted here a minute ago. I need to add this text: as far as I know I took all the necessary RMD amounts from my retirement accounts. Last year's filing had my RMD within about $100 of this year's (2024). I was refunded $3,893 in 2023, but this year my filing shows $3,043 in Excess Accumulation in Qualified Retirement Plans on form 5329, and my refund comes to only $700+. Why the difference in refund of $3,193? I followed all the appropriate steps and received appropriate RMDs.
