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Retirement tax questions
I believe that answering 0 is correct. RMDs are taxable income for which you previously took a deferred tax benefit, and now it's time to pay the tax on that benefit. The pension you receive monthly is reflected on the 1099R and you pay tax on the taxable amount. So it is not RMD and therefore answer zero is correct.
‎April 11, 2025
1:24 PM