Thank you for your detailed answer David! I entered zero for both medical bills and value on Dec 31 as you instructed. However, after the Medicare question I don't see the "Report Death or Disability Exception" question, instead I see "Was [name] covered by a High Deductible Health Plan (HDHP) in 2024?". I answer No and then I see "Did you overfund your HSA in 2023?". I answer No and then I'm taken to the summary page with no more questions. Is there something else I could be doing to miss seeing the "Report Death or Disability Exception" question?
