dmertz
Level 15

Retirement tax questions

A Roth conversion is not an ordinary contribution.  Only ordinary contributions are subject to the contribution limit.  The only ordinary contributions that you will have made will be $7,000 for 2023 and $7,000 for 2024, neither exceeding the $7,000 contribution limit.  (Of course you must also have sufficient compensation each of these years to support a $7,000 contribution, otherwise you will have an excess contribution.)