Thank you so much. But the law was changed and I am not supposed to have a penalty, but have up until December of this year to take it without penalty. I am filing as usual through TurboTax, so is that 5329 available to fill out with the rest? And am I doing that when filing her 2024 taxes or my 2024 taxes as the beneficiary or my 2025 tax return? Sorry, no one seems to know what to do whom I have spoken to.
