My parents both died and I am doing their taxes, as usual. But my father was alive until 1/18/2025, so his taxes are straight forward for 2024. In the case of my mother, she passed 11/25/2025. She had IRAs spread out over several institutions. All but one paid out her RMDs and generated her 1099-Rs except for one. That one bank did not and also did not take out the RMD until 1/18/2025 when they changed it to an inherited IRA and made the check out to me. But this amount was to satisfy 2024 and they are claiming that I won't get a 1099-R until the end of the year/beginning of the following year. How am I supposed to show that this was taken out for 2024? Because in 2025 I will have to take out the RMD for 2025 and it sounds from the bank that they will only be issuing me one 1099-R which will include both. Something is not right here and I don't know how to report this individual 2024 RMD for this one account, as she has a few. Please help!
