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Retirement tax questions
well your excess is $68.
You can remove that now before April 15th, as a straight distribution of $68. IRS will waive any penalty after you explain what happened on your 2024 tax return with Form 5329 attached.
If you are stressed you should file for an extension, that gives you until Oct 15th to take out the $68.. It is not taxable since it is your own money.
Consult your custodian to obtain the correct removal form for distribution request..
‎April 8, 2025
1:07 PM