House fire in 2022. Husband in chemo/radiation and passed six months later. We took two distributions from our Nationwide Act to restore house. Was I supposed to file a special form to report reason for additional "income" which is how Social Security/IRS terms it. I paid taxes on disbursements at time of withdrawal, and on 2023 taxes, now Social Security has reduced my monthly income by nearly $400 because they consider it "new income," even though I paid taxes on it twice already.
