I realized I contributed too much to my Roth IRA in 2024 based on my income. I'm going to complete a return of excess with my brokers prior to the tax filing deadline. I have NOT yet filed my 2024 tax return because I caught this before filing. The 2024 return doesn't say anything about my Roth contributions - they are blank, I'm assuming because the contribution deadline hasn't passed. If I do file my taxes now (to make sure they're filed before the deadline) and the return of excess isn't completed until after filing, will I need to file an amended tax return for 2024? It doesn't seem like there's anything to amend on the 2024 return. If I do need to file an amendment, what would I be amending exactly? Thank you!
