I need to withdraw part of my IRA from Merrill Edge Roth IRA account, such as $2000 as 2024 excess contribution. I had cash $500 and securities in this account. I contributed $1500 yesterday as my 2025 contribution to make my cash up to $2000 in order to not sell security.
Questions:
In withdraw form, can I fill in withdraw cash only $2000? Can the recently contributed $1500 be withdrawn for 2024 excess withdraw, or I have to withdraw the funds which were actually what I contributed for 2024?
Merrill customer service did not answer my question. So, try here to make sure the withdraw will be processed timely before my filing.
Much appreciated!
