Final update (in case anyone has the same issue): Using TurboTax online. Upon federal review, it triggered a "Check This Entry" flag and asked me to fill in my RMD amount on an "RMD Excess Accumulation Worksheet" (Line A "Required RMD amount"). The *next* line on the worksheet was Line B "Amount distributed in 2024," but that entry was not editable. I did this:
- Filled in the Line A Required RMD amount. Selected Continue
- The next screen asked me to fill in Line C "Did you withdraw the remaining RMD during the correction window?" I selected "Corrected - Yes" (even though I took the full distribution during 2024!)
- This triggered another flag on review, which *did* let me fill in Line B of the same form ("Amount distributed in 2024"), so I filled in the amount of the RMD
- That triggered a final flag on review, where I could check "No entry" on Line C ("Did you withdraw the remaining RMD during the correction window?)
After that, TurboTax seemed content to discard the worksheet, and the issue was resolved.
