If I no longer work but my husband does, can we use this contribution as a 2025? His income limit does not allow for traditional Roth's. We are trying to figure out if we should remove the excess before 4/15/25 or leave it in there and classify as 2025. Turbo tax has already calculated the excess amount to be rolled over to 2025 and has taxed us for the IRA and is requiring form 5329. Thanks for your advice.
