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Retirement tax questions
One other possibility: Perhaps they treated the excess as being in the traditional account instead of in the Roth account (despite the tax code deeming the excess as being in the Roth account), and made a distribution of excess from the traditional account. However, if that's the case, the entire amount should still be taxable, so the Form 1099-R is still wrong.
‎April 3, 2025
6:01 AM
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