I am assisting relatives (married filing jointly) who each received a Form 1099-LTC for REIMBURSED expenses under a long-term care contract. When reading the instructions for filing Form 8853 they seem to indicate that the form is required to be filed only if the payments received were per diem or other periodic payments or were accelerated death benefits. Comments I have read in Turbo Tax help indicate that the LTC payments must be reported, even if not taxable, even though the instructions seem to contradict that requirement. Turbo Tax prepared two Forms 8853 even though none of the payments were taxable. It makes a difference because Turbo Tax will not allow the return to be e-filed because there are two Forms 8853 as part of the return. Can I just not prepare the Forms 8853 as the instructions would seem to indicate?
