1099R

My mother has a 1099R that shows a taxable amount of $95.  The total distribution was $15,095.  The code is 7D.  This is an annuity investment my mother made in my deceased father's IRA account.  She put $15,000 into the annuity two years ago, and it matured in 2024.  Turbo Tax is showing the entire amount as taxable instead of the $95.  Anyone know anything about this?