OUR DAUGHTER SUDDENLY RECENTLY BECAME DISABLED. HER INCOME IN 2024 WAS GOOD. NOW ITS ZERO. SHE CANNOT PAY ANY OF THE TAX DUE IN APRIL. SHOULD SHE USE 433-A?

BEFORE THIS HER INCOME WAS EXCELLENT AND SHE ALWAYS RECEIVED REFUNDS. THIS YEAR SHE OWES TAXES BECAUSE SHE WITHDREW IRA MONEY FOR A DOWN PAYMENT ON A HOME SHE QUICKLY HAD TO SELL.