dmertz
Level 15

Retirement tax questions

You can split the $30,240 between traditional employee elective deferrals and employee Roth contributions (technically not a deferral of taxable income despite colloquially being called Roth elective deferrals as is done in TurboTax) any way you want.  If you make at least $8,000 of these to the Roth account, you'll have at least $8,000 of compensation available to support a Roth IRA contribution.  So yes, you can make the split that you propose.

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