helpmewithtax
Returning Member

Excess HSA contribution in 2022 in both spouses accounts

In 2022, my spouse ($3172) and I ($1258) both overcontributed to both of our HSAs not aware of the total limit for the family of $7300.  

Turbotax didnt informme that I would incur the 6% every year until corrected so it got carried over to 2023. 

In 2023, the 2 amounts were combined to $4430 and were listed only on the Spouse’s excess HSA line on the worksheet.

Do I need to remove the excess $4430 plus earnings from which account?  Or does it need to be removed from  both accounts in the amounts from 2022?  

 

How do I estimate what excess contributions $4430 plus earnings would be removed from some month in 2023?