Thank you for the answer! I'm still a little confused, so here are some more details about our situation. The Roth IRA is in my wife's name, and neither of us is retired. She withdrew $2000 this year (not related to home buying), and TurboTax is asking me questions in relation to that withdrawal because it may be taxable. One of the things TurboTax is asking me to do is report regular net contributions prior to 2024. My wife and I have not contributed, but her father set it up in 2001. Our investment account has deposit info back to 2015. Do we need to go all the way back to 2001? Or even 2015?
