TurboTax desktop is treating my IRA as separate from the IRAs for my wife and her inherited IRA. The total distribution for the 3 IRAs is larger than the RMD for the 3, i.e., I have met the RMD requirement.
For my IRA, the program generates a 5329-T and calculates a penalty. The RMD for this account is larger than what I withdrew.
For the two spouse IRAs, the program groups the two and says no penalty. The withdrawals add up to more that the RMD to cover my IRA.
If I check "spouse" for my IRA, the program says I have met the IRA requirement. How do I get the correct result? (I filled in the 1099-R forms and do not use EasyStep.)
