Retirement tax questions

Well, it's still not fixed!!!

TT Premier Desktop

I have 3 IRA accounts.

One I took the whole required minimum distribution.

Second is an Annuity and I took 2x the minimum distribution.

Third I took NO RMD distribution and the Annuity RMD will more than cover this.

SO WHAT DO I DO??
Desktop Premier only gives me a Penalty.

This happens when I go thru the Add another 1099-R after doing the first 2. In previous years I did not report the IRA that I did not take a distribution from (I can't take one due to the nature of the investment).