Thank you! That really helps. It's good to know that this TurboTax page corresponds to Line 22, and it makes sense based on the IRS instructions that Roth roll-ins are purposefully included. I guess then I'm a bit confused at how TurboTax seems to be inconsistently using the word "contributions" across its different pages, and wonder if this page needs to be updated for clarity. Here's what I mean.
In an earlier page, TurboTax asks, "Roth IRA Contributions / Did [name] make a Roth IRA contribution for 2024?" In this section, it seems to be using the classic definition of a *direct* contribution (and not roll-ins), as this page is presumably relevant to the fact that there's a yearly contribution limit and/or there's a tax implication based on MAGI limits.
But on this "Roth IRA Contributions prior to 2024" page for calculating cost basis, it's using the same word "contributions" — but as you pointed out, it actually includes more than direct contributions. Perhaps this page should be updated to say something along the lines of "Roth IRA contributions or roll-ins from a designated Roth 401(k), Roth 403(b), Roth SEP, or Roth SIMPLE account"? Is there a way to submit that request/feedback to the product team?
