@DanaB27 One last point of clarification, in my first post regarding the two separate distributions that I need to request from the financial institution (item #6 and #7 above): Should I be expecting TWO separate 2025 tax year 1099-R's in 2026 reflecting those distributions or will all distributions be combined into ONE 1099-R? I am pretty sure the financial institution will only generate one 1099-R for the account per tax year and all distributions will be combined. If that is the case, will this impact my 2024 or 2025 tax return? Maybe the 1099-R will separate out the two distributions?
