I did two ROTH conversion in 2024
1) I have never made a non-deductible contribution to an IRA so it is 100% taxable (no basis).
2) I am not old enough for RMD's.
3) We have made no IRA contribution since retirement in 2021, so it is not possible we have excess contributions.
4) Both 1099-R show the same value in 1 and 2a, so it's showing (properly) 100% taxable.
The tax is showing up as expected. It just makes me nervous, because I know of no reason I needed to go through and total all my year end statements (I did it; I would just like to understand why).
edit: I did respond no to "Let us know if <username> made and kept track of any nondeductible contributions to <username's> traditional IRA from 2023 or prior years."
as well as no disaster distributions.
There are no outstanding rollovers or recharacterizations.
I've never recharacterized any IRA, ROTH, 401k, 403b, 457 contribution or conversion.
