"The 25% tax is a penalty tax for not taking an RMD on time. Go back to your 2023 and carefully review the entries you made. Compare the your entries with your 2024 return to see if they are the same and then make any corrections necessary."
Of course the 25% is a penalty for not satisfying RMDs. I think we all know this.
And, a previous return will probably have no bearing if the 2024 TTax software continues to calculate penalties incorrectly (by examining 1099s individually, rather than comparing the sum of all distributions to the sum of all RMD amounts) as has been proven earlier in this thread.
