I made an excess contribution to my Roth IRA in 2022 (didn't realize it was an excess contribution until I completed my 2022 tax return) and the excess contribution and earnings were refunded in 2023. I received a 1099-R in 2023 showing the full amount of the refund (excess contributions plus earnings) with only the earnings showing as taxable,. The earnings were reported as income on my 2023 tax return and I was also assessed a 6% penalty on the amount of the excess contribution. Somehow this is still carrying over to 2024 and I am seeing another 6% tax penalty as if the excess contribution had not been refunded in 2023. It seems to be a result of the transfer of information from the 2023 tax return and I can't override it to show there is no longer an excess contribution or to eliminate the 6% penalty for 2024 (which presumably will also be there in future years).
