Retirement tax questions

There are exceptions to the early withdrawal penalty which are listed in this TurboTax Help article.

You can't use your age to justify your husband's withdrawal.

If your husband turned 55 in April 2024, then he can be exempted from the penalty for Separation of Service at age 55 or later.

In this case, this is how to enter this in TurboTax Online:

1. After you have entered all your forms 1099-R, on the summary page Review your 1099-R Info, click Continue 
2. Follow the interview until you arrive at the page titled These situations may lower your tax bill.
3. Enter the amount of your distribution in the box next to Separation From Service the Year during or after age 55 and click Continue
4. Your early withdrawal penalty will be waived (see attached screenshot).