Thank you for the insight! another follow up question:
In addition to that $20 over contribution, by the time i performed the back door roth in 2025, it gained $7 from interested or something when i funded it, and i moved over $7007 instead of $7000 for 2025. So for my 2025, would I just reduce my total distribution by 27 dollars (the $20 from over contribution in 2024 and $7 from the random acquired interest?)?
