If you over contributed for 2024 you can just reduce your 2025 contribution limit by the amount overcontributed and that will remove the overcontributed penalty going forward. You will have to pay the penalty tax in 2024 if you did that. Your other option would be to make a distribution in 2025 of the amount overcontributed and earmark it for 2024 and do it by April 15, 2025 to avoid the penalty all together.
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