animun30
New Member

Rollover IRA and Roth IRA

Hi,

I have a rollover IRA from a prior employer that was converted in 2023 ~4K (pre-tax money). I created a traditional IRA with contribution to 2024 now (7K), with plans to convert it to Roth IRA (backdoor Roth) for 2024 contributions, but how would my rollover IRA play a role here in the prorata rule? I realized about my rollover IRA after I had transferred the money to the traditional IRA, and already called and rolled the rollover IRA into my current employers 401K, but this rollover account was certainly not 0 on December 31s, 2024, since I am doing this in March of 2025.  Thank you for the guidance.