I correctly reported the W-2 income I received in 2024 to Covered CA. My SSDI was not approved until November after a hearing and two years. I subsequently received a lump sum payment for back pay and now it is causing me to owe $5081 to pay back the ACA premium tax credits. However, I had no idea my SSDI claim was ever going to get approved so I am wondering if there is any way to get an exemption from having to pay the premium tax credits back.
