I filed my 2023 taxes in March 2024 and a few days later contributed $6500 in after-tax money to a traditional IRA with zero balance, and then rolled it over into a Roth IRA.
I made two mistakes:
(1) Because I made the 2023 contribution after I filed my 2023 taxes, it's not reflected on my 2023 return - no form 8606 or amount reflected in line 20 (aside from some other stray amounts).
Can I simply file an amended return with a form 8606 and call it a day?
(2) I misunderstood the pro rata rule. I have another traditional IRA with a good amount of money in it. I thought as long as I segregated the before and after tax accounts, I could do the backdoor Roth without triggering tax liability. That was obviously incorrect.
Do I need to amend anything on my 2023 return or do anything different on my 2024 return to make sure I've properly reported this?
