Now I'm really flummoxed. This is a Roth, not a traditional IRA. Parent died in 2024. The parent had no RMDs for a Roth. Also, I've been told by a Fidelity rep, and a sibling was told by a Schwab rep, that we have no RMDs on an inherited Roth, but only the requirement to withdraw everything by the end of 2034.
I've been trying to read IRS Pub. 590-B to see what you are referencing, and am not seeing an RMD requirement in the Roth section. If you believe you are correct about our having to take an RMD from an inherited Roth in 2025 and subsequent years, could you please tell me specifically where it says that?
Many thanks for your help!
