Retirement tax questions

I apologize for not being more clear and please let me explain. The program questions and answers don't go to the IRS, just your tax forms, not even the worksheets.

1. A nonqualified annuity is not a qualified plan. The program only has two options and all of these questions are to move the numbers around to get them on your form correctly. I want your tax forms to be correct.

2. You have been doing this without issue for several years and now the IRS is getting better computers and updating things and the process has changed without the clarity you need.

3. The goal is to get the program to get your numbers to the right place on the form without the penalty.

4. Since the full amount is the RMD, try entering the RMD as the full amount and answering that all of it went to RMD. That should work, pick qualified plan and the program should figure out it isn't taxable. Again, the only thing going to the IRS is the number on the tax form, the taxable dollar amount and any penalty.

5. Again, any RMD that zeroes out the penalty is fine, 

•  You can mark the RMD is the same amount as the taxable distribution and all of it went to RMD, there is no penalty.
• If the RMD is less than what you took, enter the smaller RMD, enter that NOT all of it went to RMD but $XX = RMD did.
• For example: $1000 distribution with a $600 RMD. Enter not all of it but $600 toward RMD. Program is happy.  
• You can't say all of it and have a lower RMD. 
• Review your answers.

6,7, & 8 Sounds like you have been through every scenario possible. Are you looking at your worksheets to see where the numbers are coming from - like doubling? If you look at the worksheets, you can at least see which answer is triggering what. Only your actual tax form counts, the worksheets do not go to the IRS. The worksheets are the program trying to understand. 

 You should clear cache and cookies since you have gone around so many times.

There are a couple of code 7 issues that are known - which should not affect you maybe it is and you need to wait for a program update.

You want to look at all worksheets as well. Choose to see everything, not just forms. To print or view  your forms:

• In desktop, switch to Forms Mode. 
• For online:
  1. On the left side, select  Tax Tools
  2. Select Print center
  3. Select Print, save or preview this year's return
  4. If you have not paid, select pay now.