Note that TurboTax asks whether the original owner of the deferred annuity had it as a 403B, or another qualified IRA. It does not offer the option to say it was non-qualified. After you are forced to choose one of the incorrect answers, the 1099R loops incessantly and keeps telling you to fix it, but you can't because of the lack of a non-qualified option. If this is your situation, you will not be able to efile through TurboTax. Your best option is to file by mail. ***Maybe*** they will fix this glitch before 4/15/25, or maybe not.
