do you have a 2024 1099-R with code PJ ?
if yes, you have to amend your 2023 tax return
The quote is straight from the IRS Pub. I admit it is confusing.
But the Code PJ pulldown you posted says it right there.
I misspoke about your later contribution that you said had a loss.the taxable amount on the 1099-R will be Zero.
In oher words, you can file 2024 tax return now without being in the amend situation that you are in now with your 2023 tax return.
@jackkgan
