Retirement tax questions

The rigorous approach is to start with the earliest year and generate a correct tax return. Then on to the next year.

 

Each tax year is going to be affected by the forms generated by the previous year.

 

Your situation is too complex to be fixed up with back and forth on this forum.

 

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"Taxable amount not determined" is used for IRAs, because the tax is going to be calculated on Form 8606..